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Effective May 2026
These Terms govern your use of F-flat Learn, the online learning platform operated by F-flat Books ("F-flat", "we", "us"). By creating an account or making a purchase you agree to these Terms. If you do not agree, do not use the platform.
You must be at least 13 years old (16 in the EU/UK) to create an account. You are responsible for the activity that happens under your account, for keeping your password secure, and for the accuracy of the information you provide. You agree to notify us if you suspect unauthorized access to your account.
Accounts are personal. You may not share your account credentials, sell access, or use one account to deliver our courses to multiple end users. Organizations that need to grant access to multiple people should use our organization plans.
Prices are listed in US dollars and exclusive of any applicable sales tax, which we calculate at checkout. By completing a purchase you authorize us (and our payment processors, Stripe and PayPal) to charge your selected payment method.
Individual courses are licensed to you for personal, non-transferable use. Once activated, course access continues for the lifetime of the platform, subject to these Terms.
All-access memberships are billed annually and renew automatically until cancelled. You can cancel at any time from your account page; access continues until the end of the period you have already paid for.
Our refund policy is described in full at /refunds. In short: 7 days on individual course purchases, end-of-period on memberships and bulk subscriptions.
You agree that you will not, and will not assist anyone else to:
We may suspend or terminate your account if you violate this section, with or without notice depending on severity, and we may refer serious violations to law enforcement.
All courses, lessons, videos, quizzes, certificates, branding, and software on the platform are owned by F-flat or licensed to us by the instructors who created them. We grant you a personal, limited, non-exclusive, non-transferable, non-sublicensable license to access and view the courses you have purchased (or are granted via membership or organizational seat), for the sole purpose of your own learning.
Nothing in these Terms transfers ownership. You may not remove copyright notices or watermarks, and you may not use F-flat trademarks or instructor names without our prior written permission.
Notes, bookmarks, quiz responses, course reviews, forum posts, and any other content you submit to the platform remains yours. By submitting it, you grant us a worldwide, royalty-free license to host, display, and use it as needed to operate the platform — for example, to show your review on a course page or to surface a creator's reply to your question.
You represent that you have the rights to anything you submit, and that it does not infringe anyone else's rights or violate any law.
If you publish courses on F-flat Learn as an instructor, additional terms — covering revenue share, profit-share pool, content quality, takedown rules, and payouts — apply through the separate Instructor Agreement you accept when enabling creator mode.
We may update, replace, or remove courses from time to time — for example to fix errors, keep content current, or comply with a takedown request. If a course you purchased is removed, we will notify you by email and, where reasonable, provide a successor course or a refund.
F-flat Learn is provided "as is" and "as available". We make no warranty that the platform will be uninterrupted, error-free, or that course content will achieve any particular learning outcome or career result. Courses are educational; they are not professional, legal, medical, or financial advice.
Certificates issued by the platform represent course completion only. They are not formal accreditations and we make no representation about how third parties (employers, licensing bodies, etc.) will treat them.
To the maximum extent permitted by law, F-flat is not liable for indirect, incidental, consequential, special, or punitive damages, or for lost profits, lost data, or loss of goodwill. Our total liability for any claim arising out of these Terms or your use of the platform is limited to the amount you paid us in the 12 months before the claim arose.
Some jurisdictions do not allow these limitations; in those jurisdictions our liability is limited to the maximum extent permitted.
You agree to indemnify and hold F-flat, its instructors, employees, and contractors harmless from any claim, loss, or expense (including reasonable legal fees) arising from your violation of these Terms, your misuse of the platform, or your infringement of any third-party right.
You can terminate your account at any time from your account page. We can suspend or terminate your account if you violate these Terms, if your payments fail and remain unresolved, or if we are required to do so by law. Termination does not entitle you to a refund except as required by our refund policy.
We may update these Terms from time to time. When we make material changes we will post the new effective date at the top of this page and notify active account holders by email at least 30 days before the changes take effect. Your continued use of the platform after the effective date constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-laws principles. You agree that any dispute arising out of or relating to these Terms or the platform will be resolved exclusively in the state or federal courts located in Philadelphia County, Pennsylvania, and you consent to personal jurisdiction there.
Nothing in this section prevents either party from seeking injunctive relief in any court of competent jurisdiction to protect intellectual-property rights.
Questions about these Terms? Use the contact form or write to:
F-flat Books
P.O. Box 3672
Philadelphia, PA 19125